Define the outdoor scope and the amount you may need to finance. The project consultation is for the work itself; it is not a loan application.
FINANCING / LEGACY OUTDOOR LIVING
PLAN THE PROJECT.
PREPARE FOR
FINANCING.
A patio, retaining wall, or complete outdoor transformation starts with a clear plan. Explore what goes into financing a project, and talk with us about your goals while online applications are unavailable.
NOT SURE WHAT THE PROJECT NEEDS YET?
READY TO START
YOUR PROJECT?
If you're ready to start your outdoor project and want to explore payment options, let's talk about your plans. We'll help define the work and a realistic budget so you can compare financing options when applications are available.
If you consider a lender offer, look beyond the monthly payment. Compare the APR, fees, repayment period, and total amount you would pay so you can choose with confidence.
SEE THE REVIEW PROCESSWHAT FINANCING
CAN MEAN FOR
YOUR PROJECT.
Hearth is Legacy's financing partner and connects homeowners with participating lenders. Home-improvement financing can help spread the cost of an outdoor project over time. Any rate, payment, term, and eligibility depend on a lender's offer; this page does not provide a loan application or specific offer.
HOW TO PLAN YOUR NEXT STEP
Know what you want to build first. When financing options are available, you can compare lender terms with the project in mind.
When applications become available, compare the APR, monthly payment, repayment length, fees, and total cost shown in each lender offer.
Choose whether an offer fits your plans. A loan application is separate from your project consultation, and a lender makes the financing decision.
Before sharing personal information with a lender, check whether reviewing options involves a soft inquiry and when a hard credit inquiry might occur.
OUTDOOR PROJECTS
WORTH
PLANNING FOR.
From paver patios and retaining walls to turf and putting greens, we can help you plan the right work for your property. Financing availability for these project types has not been confirmed; start by exploring what you want to build.
HARDSCAPING
Create a durable, lower-maintenance outdoor living space with a plan that brings surfaces, structure, and gathering areas together.
PAVERS
Build patios, walkways, or driveways that connect the property, support everyday use, and add lasting curb appeal.
RETAINING WALLS
On sloped properties, retaining walls can add structure, manage erosion, and make more of the space usable. Engineering, materials, and site conditions can shape the project scope.
ARTIFICIAL TURF
Add a usable, lower-maintenance surface where it makes sense in the wider plan for your yard.
PUTTING GREENS
Create a dedicated practice green designed around your property and the way you play.
FINANCING OPTIONSPLAN THE WORK.
PLAN THE WORK.
KNOW YOUR OPTIONS.
Interested in financing your outdoor project? Tell us what you are planning and how to reach you. This request goes to the Legacy team, not to a lender, and does not check your credit or apply for a loan.
FINANCING INTEREST
TELL US ABOUT YOUR PROJECT.
We will follow up about your interest. Please do not enter credit, income, or Social Security information.
FREQUENTLY ASKED
QUESTIONS.
Hearth is Legacy Outdoor Living's financing partner. We are collecting requests from homeowners interested in financing, but loan applications are not open on this page yet. A lender—not Legacy—determines eligibility and loan terms.
Hearth connects homeowners with participating third-party lenders so they can compare potential home-improvement financing offers. Hearth is not the lender. Legacy helps plan the outdoor work; neither this interest form nor the project consultation is a loan application.
There is no single score we can quote for every lender. Eligibility depends on the provider, the type of offer, and your application. Review the lender's requirements before applying; a particular score does not guarantee approval.
We can help you plan paver patios, retaining walls, turf, putting greens, and larger hardscape projects. Financing eligibility for those projects is not confirmed right now, so do not count on a loan offer when planning your budget.
We do not have a confirmed 0% APR offer to advertise. If a promotional rate becomes available, check the lender's eligibility requirements, promotional period, fees, and full repayment terms before deciding.
A provider may use a soft inquiry to show potential options and a hard inquiry at a later stage, but the process can vary. Check the lender's current disclosures to understand when your credit may be affected before you submit an application.
Repayment periods depend on the lender and the offer. A longer term can lower monthly payments while increasing the total cost of borrowing. Compare the APR, fees, monthly payment, and total repayment before choosing a loan.
A financing application is not available here right now. Use the financing-interest form on this page to ask about options for your outdoor project. Do not send credit, income, or loan-application details through this form.
Yes. A project consultation is the right next step if you need help clarifying the scope, priorities, or fit of the outdoor project before exploring a financing option.
START WITH THE PROJECT.KNOW WHAT THE
KNOW WHAT THE
SPACE NEEDS. THEN
CHOOSE THE PATH
THAT FITS.
If you are still shaping the project itself, a conversation about scope and priorities can bring clarity without pressure.